AOSCredit is a credit company owned by SDI Invest, which issues loans against car collateral. The company started its operations on 25 August 2008 with a capital of 300 thousand lats (426 thousand euros). Without a car loan, the company has another brand that issues consumer credit, but if this consumer credit is over 1500 euros, then a collateral or a guarantor is required. One could not say that the company has succeeded in financial matters. According to net income, SDI Invest ranks only 97569th among all state-owned companies. You can get more information about the brand of this loan on the company’s website – AOSCredit. It is possible to apply for a loan on the website, obtain information about the loan conditions and the company itself. Site design is quite unprofessional because each section has too much information that is not relevant to a particular section and the text is mostly small and opaque. You can e-mail us by email to. You can get information from company representatives during business hours – on weekdays from 9am. 9.30 to 18.00 AOSCredit Office is located in Riga, Zemitana Street 2b, Room 306 To make payments, customers must transfer money to the company’s account at Swedbank
The company’s business is car loans
This means that the customer can borrow an amount of 200 to 3000 euros with a repayment term of 1 month to 2 years, as opposed to pledging his car. It is also possible to agree on a larger loan and the company recommends that you choose a repayment term of 3 months for unknown reasons. AOSCredit lends up to 70% of the car’s value. Customers are advised to pay attention to interest rates as they are individually compiled. The duration of the loan can take approximately one day. First, customers must complete the application on the AOSCredit homepage. The customer then receives a message in his or her email with the amount the creditor can offer. Usually it is 60-70% of the average market value of a car . If the amount offered is satisfactory, then the customer must come to the AOSCredit office by pre-ordering the phone so that the company specialist can carry out the vehicle evaluation. After that, the most suitable repayment schedule is drawn up and signed loan and commercial pledge agreements. Then, the company representative must go to the commercial pledge register ( Riga, Pērses street 2 ) and apply for commercial pledge registration. The whole process takes about an hour and a half. Commercial pledge registration takes place within one business day.
To receive a loan from this creditor
both the borrower and the vehicle must meet certain conditions. The transport release model must not be older than 1999. It may not contain any arrest or prohibition from a third party. Technical inspection must be valid for at least 2 months. When registering for a loan, you must specify the technical parameters of the vehicle and the various extras, personal data, credit information and contact details. The customer needs an active mobile phone connection, an email address and a personal identification document.